<p><h3><b> *** REVISED AND UPDATED EDITION</b><b>***</b></h3><br><br>''This book is a wise investment'' - <b><i>Financial Times</i><br></b><br>A practical money handbook to help you spend, save and earn better.<br><br>Do you need help managing your money? Are you keen to invest but not sure how? Or do you need to understand how to make your money work for you? <br><br>If so, it''s time to take back control of your bank balance. <br><br><b>In this book you will learn how to:</b><br>Understand and improve your credit score<br>Take back control of debt<br>Save money each month<br>Negotiate a better salary<br>Build a pension<br>Buy a home<br>Invest and make your money work harder!<br><br>This essential handbook will help debunk the financial jargon and break the money taboo. Packed with actionable tips and no-nonsense practical advice, <b>You''re Not Broke You''re Pre-Rich </b>will teach you how to make your savings work for you, how you could invest your money, why you need to understand