<p><b>Markus Heckel & Franz Waldenberger</b>: <i>Introduction</i></p><p><b>Nobuyuki</b><b>Kinoshita</b>: <i>The Impact of the Digital Transformation on the Financial System</i></p><p><b>Kiyotaka Sasaki: </b><i>Regulatory Oversight for a Digital Financial System - Challenges and Possible Responses</i></p><p><b>Hiromi Yamaoka</b>: <i>Digital Currencies</i></p><p><b>Ulrich Bindseil</b>: <i>CBDC Remuneration in a World with Negative Nominal Interest Rates</i></p><p>Philipp Sandner: <i>Digital Programmable Euro: When will the Euro be Running on a Blockchain?</i></p><p><b>Takahide Kiuchi: </b>Algorithmic Trading</p><p><b>Yuri Okina</b>: <i>Cashless Payment in Japan</i></p><p>Anna Omarini: <i>The Future of Digital Banking: The Evolving Stages and a Forward Looking Perspective</i></p>