The Essential Retirement Guide av Frederick Vettese

329,-

Kjøp

<p>Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In <i>The Essential Retirement Guide, </i>Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that:</p><ul><li>Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try.</li><li>Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent.</li><li>Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save.</li><li>Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in