<h2><b>Accessible Financial Literacy and Budgeting for Beginners</b></h2><p><b>An easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but <i>So…This Is Why I’m Broke</i> gives practical and simplified financial tips for you to financially thrive.</b></p><p><b>A safe space for all BIPOC.</b> Financial help is right here! Melissa Jean-Baptiste of “Millennial in Debt” is a first generation American providing readers with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher''s salary. Melissa makes financial literacy relatable and easy to understand.</p><p><b>Action steps to develop your financial literacy.</b> Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.</p><p><b>Inside